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Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

Please enter a valid home price


30-Yr Fixed / 0% Interest
  • Principal & Interest $0
  • Property Tax $0
  • Homeowners Insurance $0
  • Mortgage Insurance $0

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

See what people are saying about us

Arturo, Thanks again for all your help. you are very professional, knowledgeable and friendly. Arturo went beyond expectations he help us thru each step of the mortgage process and explained our financial loan in a very easy to understand manner. I am very grateful to have worked ... READ MORE Mayra and Milton Licardi
Arturo is a good client and helps us a lot and did a excellent good to get us our first house Gerardo Lorenzo
It was great working with Art and he made the refinance process so quick and easy. He was very responsive to all my questions. I would highly recommend him to future clients. Mandie Onate Mandie Onate Secretary
Working with Art Garcia For our home buying process was great smooth and quick process definitely recommend him and his team his always available constantly communicating from start to finish looking Forward to working with him in the future Francisco Gomez Buyer
Arturo is very professional on what he is doing I always trust him he is on top of every business he make and always looking for the best for you highly recommended Benedicto Esparza Mr
Had a great experience working with Art. Helping us out with our house buying process pretty much when ever I needed help. Answering questions as needed even on the weekends. I would strongly recommend working with Art if you are in the market of buying a new house. Shane Singh Area Manager
Arthur jumped through hoops to get me this refinance. It was a somewhat quick and painless for me, But for Arthur I am sure it was a little nerve racking as I have a super busy schedule and am currently overseeing a job in Southern California. So never the less he remained cool and ... READ MORE David Sousa Infrastructure Superintendent
Art Garcia waz of great help to our family very professional in detail explaining process we highly recommend Art Garica and his team to anyone as a mortgage loan officer, thank you very much Art Garcias and your team for helping us acquire our new home. Victor M. Estrada
I will 100% recommend Art Garcia since he did everything possible for my loan to go through. I had a great experience working with Art and will work with him again. Verenice Martinez-Coria
Thanks, Art! You helped make our dream come true. Gladys Castro

Let's accomplish more together.

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